How Indexed Universal Life Insurance Actually Works Most people are sold the upside of IULs, not the mechanics. When you pay a premium, a large portion goes to insurance costs and fees before a dollar ever reaches cash value. What’s left grows with limits the carrier controls. It can be a useful tool when structured correctly—but only if you understand where your money really goes. Comment WEALTH and I’ll help you review whether your policy is built the right way. #IUL #LifeInsuranceExplained #W

💡 What is an IUL? An Indexed Universal Life (IUL) policy is a type of life insurance that combines protection with tax-advantaged growth potential. ✅ Your principal is protected from market losses. ✅ You can earn index-based growth (when the market goes up). ✅ It offers tax-free access to cash value (if structured properly). ✅ Plus, it provides living benefits and a death benefit for your loved ones. It’s not about “getting rich overnight” — it’s about building long-term, predictable wealth wit

Pros and Cons of Indexed Universal Life Insurance (IUL): A Comprehensive Guide

Indexed Universal Life Insurance [16 Pros and Cons of an IUL] – I&E | Whole Life & Infinite Banking Strategies